Real Life: Banking (3)

A period of ......... is an additional time period granted by a lender that gives the borrower more time to make a regular payment on a loan without incurring any penalties.
grace
credit
lending
loan

In the United States, a ......... plan allows a person to save for his/her retirement. With this type of plan, a person can postpone paying income taxes on the amount invested until a withdrawal is made during his/her retirement years.
test
future
401K
shareholders

A home ......... loan is a loan that is secured by property but only to the point of fair market value minus the debt acquired in the deal.
equity
assurance
goods
possession

The ......... amount on a loan is the original amount that was borrowed. Interest rates are calculated from this original debt amount.
principal
pension
zero
possession

The FDIC (Federal Deposit Insurance Corporation) is national agency in North America that ......... funds in participating banks for up to $100,000.
insures
rolls
withdraws
spends

A money ......... is a certificate of payment for a specified amount of money that is paid for upfront. These are usually issued by banks and post offices.
check
order
password
fund

A security ......... is a worker who is hired by a bank in order to protect customers, vaults, armored trucks etc.
host
guard
alert
lord

If a person wants to save money, he/she usually opens a ......... account. This kind of account is primarily used as a saving tool and there are usually more deposit transactions than withdrawals.
savings
time
checking
formal

A certificate of deposit (CD) is an interest-earning account that offers a higher rate of return on investments but the money is ......... for a longer, specified amount of time.
hurried
burned
tied-up
spent

When it comes to online banking, a customer must first register and then he/she is able to sign in with a Login ID and a ..........
stamp
coin
password
fund