Money: Buying and Spending (2)

I want a(n) .......... This product is poorly made, and I'm not satisfied. I'd like my money back, please.
replacement
deposit
installment
refund

My husband and I created a ......... last month so that we can limit our spending and save some money for a down payment on a house.
budget
bridge
brief
book

I ......... a lot of money on organic food, but I think it's worth it. I want my family to eat healthy.
splurge
spend
sell
shell

I just bought my husband a black Italian leather ......... for Christmas. His old one looked like a truck ran over it, and all of his credit cards kept falling out.
wallet
sachel
rucksack
jacket

There's a 50% ......... on all handbags today. We've lowered the prices to get rid of our old stock and bring in the new season's bags.
down
discount
bargain
off

I'd like to buy these boots on ........., please. Do you take American Express?
bill
credit
charge
sale

Some car dealerships have good ......... options, where you pay monthly installments to the dealership while they loan you the vehicle for a two-, three- or four-year period. When the term is up, you simply give the car back to the dealership.
loan
charge
lease
purchase

If you don't pay your credit card bill off every month, you'll have to pay ......... on the outstanding balance.
interest
deposits
fees
advance

The ......... charges on department store credit cards are usually quite high. I've heard of some rates going as high as 29%.
staple
debit
deposit
finance

I really want this jacket, but I'm going to wait until it's on .......... If I wait until the end of the season, they'll bring down the price.
sale
bargain
discount
rack