71 - Opening a Bank Account
I decided to switch banks recently, and after looking at my options, I went for Mar Vista National Bank. I drove over to the bank, parked next to the drive-through teller lanes, and walked inside. I made my way to the new accounts desk, and was greeted by John, one of the customer service representatives there. I told him I wanted to open a new checking and savings account. He said he'd be happy to help me, and gave me a form to fill out with my personal information, including place of employment, home address, and so forth. I had to show him a government-issued ID and give him my Social Security number.
John asked if I wanted an interest-bearing account with overdraft protection. Technically, he said, the savings account is a money market where I can earn interest daily. The checking was free if I had direct deposit, and my checks were also free. I signed on the dotted line, gave him the minimum deposit to open the account, and thanked him for his help. I'm glad I got that out of the way. Now all I need to do is make some money to put into my accounts!